User Cars in Scotland

John Clark ( Aberdeen ) Limited is authorised and regulated by the Financial Conduct Authority ( FCA ) for consumer credit and insurance mediation activities under Firm Reference Number ( FRN ) 311384. You may check this on the Financial Services Register by visiting the FCA website https://register.fca.org.uk or by contacting the FCA by telephone on 0800 111 6768. We have six wholly owned Appointed Representatives. They are Specialist Cars ( Aberdeen ) Limited ( FRN 404736 ), Pentland Motor Company Limited ( FRN 404737 ), Clark Commercials ( Aberdeen ) Limited ( FRN 489506 ), Motorchoice ( Scotland ) Limited ( FRN 802080 ), Morrisons Garage Limited ( FRN 538645 ) and Morrisons ( Land Rover ) Limited ( FRN 539604 ).

We are a credit broker and not a lender. We offer an optional range of products to assist you in the purchase of your vehicle. These are selected from a limited number of providers and will provide benefits to John Clark Motor Group.

We can introduce you to a limited number of lenders and their finance products which may have different interest rates and charges. We do not charge a fee for our services. We will receive commission from the lender for introducing you which will either be a fixed fee or fixed percentage of the amount you borrow. The lenders we work with could pay commission at different rates. The exact amount of finance commission will be provided to you in good time prior to conclusion of your finance contract. We will also receive a commission for arranging an Insurance Product.