User Cars in Scotland

John Clark ( Aberdeen ) Limited is authorised and regulated by the Financial Conduct Authority ( FCA ) for consumer credit and insurance mediation activities under Firm Reference Number ( FRN ) 311384. You may check this on the Financial Services Register by visiting the FCA website https://register.fca.org.uk or by contacting the FCA by telephone on 0800 111 6768. We have six wholly owned Appointed Representatives. They are Specialist Cars ( Aberdeen ) Limited ( FRN 404736 ), Pentland Motor Company Limited ( FRN 404737 ), Clark Commercials ( Aberdeen ) Limited ( FRN 489506 ), Motorchoice ( Scotland ) Limited ( FRN 802080 ), Morrisons Garage Limited ( FRN 538645 ) and Morrisons ( Land Rover ) Limited ( FRN 539604 ).

We are a credit broker and not a lender. We can introduce you to a limited number of lenders and their finance products which may have different interest rates and charges. We do not charge a fee for our services and are not an independent financial advisor. Whichever lender we introduce you to, we will typically receive commission from them which will be either a fixed fee or percentage of the amount you borrow. The lenders we work with could pay commission at different rates. However, the amount of commission we receive from a lender does not affect the amount you pay to that lender under your credit agreement.

All finance applications are subject to status, terms and conditions apply, UK residents only, over 18 years old and guarantees may be required.