AN INTRODUCTION TO LAND ROVER FINANCIAL SERVICES​

​Getting the keys to your very own Land Rover has never been so simple. And it's more affordable than you might think.

We have a range of car finance options available that can be tailored to suit your specific needs. We can help you spread the cost of your new or used Land Rover, allowing you to manage your money depending on your circumstances.

What's more, Pentland Land Rover will be with you every step of the way, guiding you through the process.

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John Clark Pentland Land Rover Financial Services
John Clark Pentland Land Rover Financial Services Plan

WHY OPT FOR A LAND ROVER FINANCIAL SERVICES PLAN?​

Residual Value = More Affordable. Land Rover models have class-leading residual values. If you choose our Land Rover Freedom (PCP) plan, high residual values result in you making lower monthly payments. See below for a full explanation.​

Fixed Interest Rates. ​Our interest rates are fixed for the length of the financial plan agreement so you can budget more easily.

​Less Money Up Front. ​If you choose one of our Financial Services, you will need less money to get on the road compared to buying your Land Rover upfront and outright.

A Popular Choice. ​If you choose one of our plans you'll not be alone. Retailer finance was used to buy more than three in four new cars sold to private buyers in 2014.

Options to Suit You. ​There are five Land Rover Financial Services plans to choose from: Land Rover Freedom (PCP), Hire Purchase (HP). Land Rover Advance Payment Plan (APP), Balloon Payment and Business Contract Hire.

​HOW DOES RESIDUAL VALUE MAKE OUR CARS MORE AFFORDABLE TO YOU?

  • Land Rover models have class-leading residual values. This means that they typically hold onto their value better than other makes of car over a certain period of time - the length of the financial agreement, for instance.
  • Depreciation is the value that a vehicle loses over a period of time. Depreciation = New Car Value - Residual Value. So, higher residual value means lower depreciation.
  • With our popular Land Rover Freedom (PCP) plan, your monthly payments are calculated based on the predicted depreciation of the vehicle over the 1-4 year period of your agreement.
  • Your Fixed Monthly Payment = Depreciation / Months of Agreement. So, the less value the car loses, the more affordable your fixed monthly payments are.

...all of which means that the class-leading residual values of Land Rover models makes them more affordable on a month-by-month basis.​

John Clark Pentland Land Rover Financial Services Plan