Best New Cars For £400 Per Month

Finding a quality car within budget is a top priority for customers when searching for a brand new car. If you're coming to the end of your finance contract (PCP) it's likely that the prices of a new car are a little bit different than when you purchased your previous car.

We have collected some of the best cars under £400 per month* based on the price of a deposit and a personal contract purchase agreement in one place to help you choose the right deal for you. A PCP agreement is a deal where you pay a deposit for the vehicle, pay an agreed monthly payment, and then have a final payment which is the guaranteed minimum future value (also sometimes referred to as a balloon payment).

Audi A3 Sportback - £349 Per Month

The Audi A3 is a small hatchback car that has been produced by Audi since 1996 and the Sportback model is a great option as a family car for kids or those who like a little bit more room than the Audi A1 offers.

The Audi A3 offers the best of both worlds as a practical, comfortable 5 door hatchback mixed with an athletic and sporty look whilst a driver-orientated instrument cluster puts you at the forefront of the drive. At 380 litres with all five seats in use which then opens up further to as much as 1200 litres with the rear seats folded down.

A 10.25 inch full colour, digital Audi virtual cockpit displays navigation, entertainment, and system information directly in you line of vision and works alongside the 10.1 inch touch-screen display in the centre console.

Other standard equipment includes LED headlights, windscreen with acoustic glass, front sport seats, dual zone electronic climate control, cruise control, rear parking sensors, and collision avoidance assistant. It also has a 5 star Euro NCAP safety rating.

Contact Aberdeen Audi or Dundee Audi today for more information.

Audi A3 Offers


Blue BMW 1 Series in Motion in urban landscape

BMW 1 Series - £339 Per Month

The BMW 1 Series has an outstanding design and progressive design language that distinguishes it from the rest of its class and the crowd from the first glance. It offers efficient engine options, front wheel drive, and state of the art chassis technologies that guarantee a driving experience full of dynamics and agility.

The front of the 1 Series has the iconic double kidney grille with broad front prone which leads into the well defined contours which run parallel to the flowing roof line and run through to the distinctive rear of the car.

The interior is equally as stylish, equipped with a sporty full leather steering wheel, auto dimming rear view mirror, and door sill finishers with BMW designation. There's also two screens in the console which work in tandem to provide a connected driving experience, both 10.25 inches with one in the centre console and one behind the steering wheel, and Live Cockpit capability.

Other standard equipment includes automatic windscreen wipers and LED headlights, cruise control, front and rear parking sensors, multifunction controls on the steering wheel, BMW ConnectedDrive Online Services, and Bluetooth wireless technology.

Contact John Clark BMW Aberdeen or John Clark BMW Tayside today for more information.

BMW 1 Series Offers


MINI Countryman - £385 Per Month

The MINI Countryman is the perfect balance of practicality and spontaneity. As a practical family SUV it allows you the room to bring along everything that you need to explore and adventure and it contains all the quality and iconic design and styling choices of a MINI.

It received a bit of a refresh in the latter half of 2020 and now includes LED headlights in a new design, classic LED rear lights in Union Jack design, 16 inch alloy wheels, and optionally you can add bonnet stripes in either black or white.

With all five seats in use you'll have 450 litres of boot space and as the rear seats split in a 60:40 ratio you can choose to grow this a bit further to cover either 1000 litres of space with three usable seats or 1390 litres with just the front seats in use.

You can expect to use other standard equipment such as the 8.8 inch circular screen in the centre console which allows you to decide whether to use Apple Carplay, MINI Connected Services, ConnectedDrive Services, and the integrated navigation system. There's also a range of interior ambient lighting set up choices and MINI driving modes to choose from to make the car feel and respond perfectly to your needs.

Contact John Clark MINI Aberdeen or John Clark MINI Tayside today for more information.

MINI Countryman Offers

Nissan LEAF - £349 Per Month

Described by Nissan as "The 100% electric family car", the Nissan LEAF is synonymous with the electric car market as the first model to bring full electric power to the market and consumers as an alternative to petrol and diesel engines.

A combined range of 168 miles and a city range of up to 242 miles makes the Nissan LEAF the ideal choice to accommodate your daily driving regardless of the company that joins you in the car, especially with 435 litres of boot space with all seats in use.

As well as the obvious benefit of these cars producing no emissions, you'll also be able to save a bit of money with lowers costs for charging versus the cost of fuelling up and lower maintenance costs - Nissan estimates saving as much as 40%!

The LEAF comes as standard equipped with intelligent auto LED headlights with follow-me home functionality and auto hazard lights, intelligent cruise control with speed limiter, intelligent emergency braking with pedestrian recognition, intelligent lane intervention, and and illuminated charging port.

Contact John Clark Nissan Aberdeen today for more information.

Nissan LEAF Offers


Blue Nissan Qashqai sits with a city in the background

Nissan Qashqai - £329 Per Month

Everything about the interior of the Nissan Qashqai feels advanced, stylish and premium. From its steering wheel to its centre console, everything has been ergonomically designed for improved driving comfort. Enhanced screen visibility and seamless tech integration helps you stay alert and focused on any drive.

Get comfortable with tilt and telescopic adjustment for the steering column, manual slide, recline, and lifter for the driver's seat, and an electronic parking brake for ease. There's also keyless start, steering wheel with switches, LED headlamps and daytime running lights, and high beam assist.

The Nissan Qashqai now comes with mild hybrid technology which allows reduced emissions without compromising on the driving style. Electrified power uses a lithium-ion battery which is charged on the go with energy recovered from braking which then supports the engine functions.

Contact John Clark Nissan in Aberdeen today for more information.

Nissan Qashqai Offers


A black MG HS parked in front of open water

MG HS - £339 Per Month

The MG HS SUV launched in 2018 as a direct replacement for the MG GS and thanks to stock being readily available, it was the top selling new car in the UK in January 2023. It offers family travel at an attractive price point alongside a modern design and high level of equipment, which should make it a great option for most buyers.

The MG HS has a stylish and modern exterior design with a strong emphasis on aerodynamics. Two screens dominate the front of the cabin, one for infotainment and one for the driver's display. The 10.1 inch infotainment display offers USB and Bluetooth connectivity, integrated satellite navigation, and displays the view from the rear view camera.

The 1.5 litre petrol engine comes as either a six speed manual gearbox or seven speed automatic gearbox and uses gasoline direct injection to increase engine efficiency and reduce exhaust emissions. It will produce 162PS alongside 250NM of torque at 1500-4400rpm and a 0-62mph time of 9.9 seconds.

For comparison the plug in hybrid version has a ten speed automatic gearbox, also with gasoline direct injection, and produces a total of 258PS. The power is split between the 1.5 litre petrol engine, the same engine as in the petrol model, and an electric motor which drastically improves fuel economy and reduces CO2 emissions.

Contact John Clark MG Dundee today for more information.

MG HS Offers

Volvo XC40 - £385 Per Month

The Volvo XC40 is a smart, volatile, and expressive compact SUV with contemporary design and carefully selected materials.

One of Volvo's added benefits is having Google and Google Services built into their cars. This includes Google Maps, Google Assistant, and Google Play and the Digital Services Package includes all of your data to cover you for fours years of use.

These are easy to use in-car thanks to the 12 inch digital driver display and 9 inch centre display which work together seamlessly to display the correct and relevant information that you need to enhance your driving experience.

As well as this, you can enjoy standard equipment that includes cruise control, lane keeping aid, two zone climate control, rear park assist, speed limiter, 18 inch alloy wheels, power tailgate, keyless entry, and a foldable load floor in the boot. The Volvo XC40 is an incredibly well equipped car, capable of giving top sports cars a run for their money.

As a mild hybrid the Volvo XC40 offers 163hp and fuel consumption of 42.1mpg. The electric motor is used to start the engine and brake or slow the car rather than the combustion engine which then helps to give you a smoother ride, better fuel economy, and more power.

Contact John Clark Volvo Dundee, John Clark Volvo Aberdeen, or John Clark Volvo Edinburgh today for more information.

Volvo XC40 Offers


Skoda Estate - £305 Per Month

The Skoda Octavia is a mid sized family hatchback which has been on the market since 1996 and has delivered four generations in that time. It has received numerous accolades and reviewed highly across the industry with What Car? offering five out of five stars.

The front headlights are LED with LED daytime running lights and have the option to be upgraded to full matrix headlights to maximise your visuals in low light or poor weather conditions. At the rear of the car the tail lights are also full LEDs with animated turn indicators and showcase the distinctive C-shape crystalline style with a prominent and eye-catching multi-faceted finish.

Skoda make the interior of their cars incredibly easy to use and the Octavia is no different, with the latest technology matched with simplicity and sleek design. A new virtual cockpit replaces traditional instrument dials which displays vehicle and driving information in combination with information usually reserved for the 10 inch media display, such as navigation.

The 1.0 litre petrol engine offers 110ps and 0-62mph in 10.8 seconds alongside a a top speed of 125mph. The Skoda Octavia offers great agility and economy, combined mpg can be expected to land up to 54.9, which makes it an excellent option for longer journeys and daily commutes alike.

Contact John Clark Skoda Aberdeen, John Clark Skoda Dundee, or John Clark Skoda Perth today for more information.

Skoda Octavia Offers


SEAT Ateca - £359 Per Month

The SEAT Ateca is an excellent option for a car under £400 per month as it offers multiple trim levels, meaning that you can get additional equipment and features within your budget and makes it one of the best cars on offer in the price bracket.

The Ateca offers 510 litres of boot space with all five seats in use and 1063mm of head room for front seat passengers and 1020mm in the rear seats. It's one of the cars that offers the most space for families and for tall passengers.

As well as that it offers a distinctive front grille and full LED lights at the front and rear of the car for full visibility. The newly designed model is completed with silver detailing across the exterior and concealed tail pipes which are framed in black.

Standard features include cruise control, park assist which offers self parking functionality with front and rear parking sensors, wireless Full Link smartphone integration, wireless smartphone charging, and an 8 inch digital cockpit.

The mid range FR model, which still comes in at just under £400 per month, adds dark tinted rear windows, visible twin exhaust pipes, and the Convenience Pack which adds auto-dimming rear view mirror, auto-headlights with coming and leaving home function, and rain-sensing wipers.

Contact John Clark SEAT Aberdeen and John Clark SEAT Dundee today for more information.

SEAT Ateca Offers



Some manufacturers will also offer short term special offers or deals to go alongside the monthly payment from including home charging points on electric cars to covering your service costs for the first years of ownership. Check with the dealership to see if any additional special offers or deals are running at the time that you are most interested in looking to purchase your new car to make sure that you get the best deals possible for your money.

If you are interested in any of the above brand new car models please don't hesitate to contact the relevant site for more information or to book a test drive in these best new cars deals. Please take into consideration the full price, PCP contract length and customer deposit required for these models and monthly payments before committing to the purchase of your chosen vehicle model. These PCP deals also do not include any running costs or the cost of insurance or road tax.

*Price subject to change. Accurate at time of publication.