Best New Cars Under £300 Per Month

With rising costs many people are looking at ways to reduce their monthly budget, and many are starting with their car. Perhaps you're looking for lower monthly payments or maybe your finance contract is coming to an end and you just want to see what the current car deals are.

Buying a new car can seem like the pricier option compared to a used car but buying brand new has many benefits such as no MOT costs, a manufacturing warranty for usually 3 years, and quite often there are great deals on additional things such as servicing to help you further.

We've brought together a broad range of the best cars currently on offer with a monthly payment that is less than £300 per month* on a personal contract purchase finance package. This is where you pay a deposit for the vehicle, pay an agreed monthly payment, and then have a final payment which is the guaranteed minimum future value (also sometimes referred to as a balloon payment).

Audi A1 - £299​ per month

The Audi A1 is the smallest hatchback that Audi offers in their range and ever popular with newly qualified and seasoned drivers alike thanks to consistently good performance and equipment provision.

The current Audi A1 offers only 50 litres less cargo space than the next car in the range, the Audi A3, and maintains more than enough headroom for taller passengers in both the front and rear seats. Audi have also opted to remove the three door option in favour of only offering five door models which makes it more accessible to all, including those who need to fit child seats or travel with a pet.

The interior has had a complete revamp compared to previous models with a touchscreen infotainment system integrated into the centre console and a fully digital dashboard for the driver to set up with the information that's most important to them.

Standard equipment includes automatic LED headlights, a heated rear windscreen, Apple Carplay and Android Auto compatibility, dynamic suspension, Audi Pre Sense Front which includes pedestrian and cyclist recognition, and a speed limiter.

Contact Aberdeen Audi or Dundee Audi today for more information.

Audi A1 Offers

MINI Cooper Hatchback - £289 per month

The iconic MINI Cooper hatchback is a well known staple of the supermini club and has stayed popular thanks to its unique image and roots in motoring history. It's one of the few in the class that still offers both a three door and a five door option which is another reason that is so popular as it offers flexibility for drivers.

It's retro styling is something that continues to draw drivers back and MINI have continued to adapt new technologies around this to stay true to their design. It's also really user friendly with physical dials for climate control and a start/stop switch in the centre console too, a really quirky feature.

There's also a full digital instrument cluster for the driver too, rounded to fit with the centre screen, and displays a full array of driving information in clear colour. It adds to the character of the MINI Hatch perfectly whilst keeping it in line with other new car models.

Standard equipment includes the classic Union Jack LED rear headlights, cruise control, rear parking sensors, a rear view camera, and steering column adjustment whilst safety equipment includes anti lock braking, dynamic stability control, and dynamic brake lights.

Contact MINI Aberdeen or MINI Dundee today for more information.

Mini Cooper Hatchback Offers

Renault Clio - £229 per month

clio 0% offer banner

The Renault Clio has been a familiar face in the supermini segment since its inception in 1990 and is now in its fifth generation. It's only one of two cars to have been voted as European Car of the Year twice in 1991 and again in 2006, which is a real testament to its continued success.

Most recently it's won Supermini of the Year at the 2022 and 2021 Auto Express New Car Awards, Best First Car at the 2021 Parkers New Car Awards, and Best Small Car at the 2021 Carbuyer Best Car Awards.

As well as its petrol engine it also offers Renaults E-Tech Full Hybrid, a petrol engine combined with an electric motor, which increases performance and fuel economy to as much as 64.2 mpg combined.

Standard equipment on the Renault Clio includes LED daytime running lights, hands free key card, rear parking aids, a 4.2 inch TFT colour driver information display, lane keep assist, lane departure warning, cruise control with speed limiter, and automatic lighting and windscreen wipers.

Contact John Clark Renault in Aberdeen today for more information.

Renault Clio Offers

SEAT Ibiza - £219 per month

The SEAT Ibiza is the Spanish brand's best selling car and is currently in its fifth generation model after being launched in 1984. Much of the current model's styling is shared with it's larger sister car, the SEAT Leon.

It offers 355 litres of cargo space, only 23 litres less than the Leon, and great amounts of headroom for both front and rear seat passengers at 1022mm and 957mm respectively. A 40:60 boot split makes it adaptable to whoever and whatever is in the car with you as you travel too.

Standard equipment on the SEAT Ibiza includes 15 inch alloy wheels, ECO LED automatic headlights, Full Link smartphone integration, an 8 inch digital cockpit, cruise control with speed limiter, lane assist, and a leather multifunction sports steering wheel.

Contact John Clark SEAT in Aberdeen and Dundee today for more information.

SEAT Ibiza Offers

Skoda Kamiq - £299 per month​

The Skoda Kamiq is a great option if you're looking for a little more space than a supermini for you and your family. It was designed as Skoda's first crossover car and is the smallest SUV in the Skoda line up but the brand claims that it offers more rear leg room than the Skoda Octavia and the Skoda Karoq.

It offers 400 litres of boot space with all five seats in use and opens up to 1395 if you fold the seats down. As well as this, the 40:60 seat split allows you to set the rear seats and boot up however suits you best. It doesn't have quite as much room as others in the range such as the Skoda Octavia but it's more than suitable for most people and their needs.

Standard equipment in the Skoda Kamiq includes rear parking sensors, cruise control, LED headlights with LED daytime running lights, hill hold control, lane assist, and electrically adjustable and heated door mirrors.

Contract John Clark Skoda in AberdeenDundee, and Perth today for more information.

SKODA Kamiq Offers

​Volkswagen Polo - £235 per month

Currently in its sixth generation, the Volkswagen Polo has been a staple in the VW range since 1975 and in recent years has evolved to run in line with it's bigger sibling, the Volkswagen Golf.

It was given a facelift in 2021 to reveal a redesigned front end which features reshaped headlights and an LED light bar on the grille which is incredibly eye catching on the road. The rear end now has wider LED taillights which extend onto the tailgate and now has a fully digital instrument cluster as standard to give a really premium feeling interior.

It also has a five star safety rating from Euro NCAP too and includes safety equipment as standard including electronic stability control, extended and predictive pedestrian and cyclist protection, safety optimised head restraints, cruise control with a speed limiter, driver alert system, hill start assist, and lane assist.

Contact John Clark Volkswagen in Aberdeen and Kirkcaldy today for more information.

Volkswagen Polo Offers

123 event web banner dacia


Dacia gets a special mention as you can purchase every car for £300 per month in at least one configuration. The brand was recognised threefold at the What Car? Awards in January 2023 by winning best value awards on the Sandero, the Duster, and the Jogger, further cementing the brand's class leading commitment to providing affordable cars for their consumers.

Contact John Clark Dacia today for more information on any of the below models.

Dacia Sandero - ​£217 per month

Dacia's small hatchback was launched in 2007 and is in its third generation. It is a consistent award winner for Best Small Car for Value which has aided its popularity with drivers.

It offers LED headlights and LED daytime running lights as standard and as you upgrade your trim level you'll get to take advantage of other equipment such as cruise control, rear parking sensors, a rear view camera, front fog lights, and it offers a sensible 328 litres of boot space

Top trim levels still allow you to spend less than £300 a month which means that you don't have to compromise on getting the equipment and features that you want.

Dacia Sandero Offers

Dacia Duster - £253 per month​

The second generation Dacia Duster was launched in 2017 and brought in LED front turn signals, a first for any Dacia model, as well as other key features such as electric power steering, a multiview camera system, blind spot warning, automatic climate control, and a keyless entry and ignition system.

It then had a facelifted version launched in 2022 which updated all of the Dacia logos in line with the new branding, added a new light signature, simplified the grille pattern, and added a central armrest inside the cabin.

It was awarded Best Small SUV at the What Car? Awards in January which followed a string of similar value and road test awards that solidified the Dacia Duster's appeal with its fans and attracted new ones too.

Standard equipment with the duster includes 25% tinted windows, automatic headlights, cruise control with speed limiter, eco mode, and a height and depth adjustable steering wheel. Upgrading from the entry level trim adds in front fog lights, electric rear windows, a rear view camera, and rear parking sensors.

Dacia Duster Offers

Dacia Jogger - £282 per month

If you need lots of seats Dacia has you covered with the Jogger, it's seven seat SUV. Dacia boast that it can sit anywhere between 2 and 7 people across 60 different configurations, making it arguably the most adaptable family car on the market.

As well as this, the boot space also alters between 212 litres as a two seater to 2085 litres as a two seater. This means that any combination of people and cargo are possible, even more so as the third row of seats can be folded down or removed entirely to accommodate you.

Most recently the Dacia Jogger was awarded Best Seven Seater For Value at the What Car? Car of the Year Awards despite only being launched within the last year. This recognition highlights the appeal of the Jogger to customers but also that it's a successful model in the industry.

Dacia Jogger


If you're looking to pay less for your car or reduce your monthly budget the good news is that there are lots of great cars available that cater to those needs and it's completely doable to purchase a new car for a £300 or less per month budget.

These models will also have upgrades and add ons available, such as leather seats or a panoramic roof, but these will increase the price overall and therefore the monthly payments too if you decide to opt for those. Unfortunately new electric cars haven't quite reached the same price point but they are starting to pick up traction in the used car market as more become available such as the case with the Nissan LEAF.

If you are interested in any of the above models please don't hesitate to contact the relevant site for more information or to book a test drive. Please take into consideration the contract length and customer deposit required for these monthly payment before committing to the purchase of your chosen vehicle.

*Pricing subject to change. Accurate at time of publication.