Nissan Lease Purchase

Lease purchase is a flexible finance option similar to Hire purchase, however Lease Purchase allows for an optional deferred sum (‘balloon’) to be paid at the end of the agreement. This deferred sum can reduce your monthly payment or reduce your contract length, depending on your businesses needs.

How Lease Purchase works:

You pay an initial deposit followed by a fixed number of monthly payments over an agreed period.
A 'balloon' payment will be agreed at the beginning of your contract to either reduce your monthly payments or contract term.

Benefits of Lease Purchase

Fixed monthly payments - making budgeting easier
Monthly payments are not subject to VAT.
'Final Balloon Payment' option to help keep monthly payments lower
You own the vehicle at the end of the agreement, so no mileage restrictions
Taxation benefit from writing down allowance
LCV's acquired on Lease Purchase should be eligible for the Annual Investment Allowance and are required to pay VAT up front as a lump sum.

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With 40 businesses, representing 19 leading brands across Scotland, our experienced sales and service teams are waiting to hear from you!

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Financial Disclosure

John Clark ( Aberdeen ) Limited is authorised and regulated by the Financial Conduct Authority ( FCA ) for consumer credit and insurance mediation activities under Firm Reference Number ( FRN ) 311384. You may check this on the Financial Services Register by visiting the FCA website https://register.fca.org.uk or by contacting the FCA by telephone on 0800 111 6768. We have six wholly owned Appointed Representatives. They are Specialist Cars ( Aberdeen ) Limited ( FRN 404736 ), Pentland Motor Company Limited ( FRN 404737 ), Clark Commercials ( Aberdeen ) Limited ( FRN 489506 ), Motorchoice ( Scotland ) Limited ( FRN 802080 ), Morrisons Garage Limited ( FRN 538645 ) and Morrisons ( Land Rover ) Limited ( FRN 539604 ).

We are a credit broker and not a lender. We offer an optional range of products to assist you in the purchase of your vehicle. These are selected from a limited number of providers and will provide benefits to John Clark Motor Group.

We can introduce you to a limited number of lenders and their finance products which may have different interest rates and charges. We do not charge a fee for our services. We will receive commission from the lender for introducing you which will either be a fixed fee or fixed percentage of the amount you borrow. The lenders we work with could pay commission at different rates. The exact amount of finance commission will be provided to you in good time prior to conclusion of your finance contract. We will also receive a commission for arranging an Insurance Product.

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Nissan Lease Purchase

How Lease Purchase works:

Benefits of Lease Purchase